Description of Invention
The Eleventh Malaysia Plan (20162020) focuses on strengthening infrastructure to support economic expansion and the global Sustainable Development Goals (SDGs) under SDGs 9 and 11. Malaysians would be able to access basic amenities and high-speed internet (Economic Planning Unit, 2017). Low financial product penetration in Asia is due to geographic challenges and a lack of established banking habits (Gupta and Xia, 2018). Banks encounter difficulties adapting to FinTech. It embraces extensive regulatory requirements, and its stakeholders need to be convinced. There is a dearth of research examining factors that influence behavioural intention to adopt fintech in education institutions.